Actual Sync-server Gocardless service is logging sensitive data including bearer tokens and account numbers

Summary

### Summary The GoCardless components in Actualbudget in are logging responses to STDOUT in a parsed format using `console.log`and `console.debug` (Which in this version of node is an alias for `console.log`). This is exposing sensitive information in log files including, but not limited to:

- Gocardless bearer tokens. - Account IBAN and Bank Account numbers. - PII of the account holder. - Transaction details (Payee bank information, Recipient account numbers, Transaction IDs)...

### Details

Whenever GoCardless responds to a request, the payload is printed to the debug log: https://github.com/actualbudget/actual/blob/36c40d90d2fe09eb1f25a6e2f77f6dd40638b267/packages/sync-server/src/app-gocardless/banks/integration-bank.js#L25-L27

This in turn logs the following information to Docker (all values removed here. These fields are possibly dependent on what is returned by each institution so may differ):

```json { "account": { "resourceId": "", "iban": "", "bban": "", "currency": "", "name": "<full legal name in the bank>", "product": "", "status": "", "bic": "", "usage": "", "id": "", "created": "", "last_accessed": "", "institution_id": "", "owner_name": "", "institution": { "id": "", "name": "", "bic": "", "transaction_total_days": "", "countries": [ "" ], "logo": "", "max_access_valid_for_days": "", "supported_features": [ "", "", "" ], "identification_codes": [] } } } ```

https://github.com/actualbudget/actual/blob/36c40d90d2fe09eb1f25a6e2f77f6dd40638b267/packages/sync-server/src/app-gocardless/banks/integration-bank.js#L83-L85

This is the first of the 10 transactions: ```json { "top10Transactions": [{ "transactionId": "", "entryReference": "", "bookingDate": "", "valueDate": "", "transactionAmount": { "amount": "", "currency": "" }, "creditorName": "", "creditorAccount": { "bban": "" }, "debtorName": "", "debtorAccount": { "bban": "" }, "remittanceInformationUnstructured": "", "remittanceInformationStructuredArray": [ {"reference": "", "referenceType": ""} ], "additionalInformation": "", "proprietaryBankTransactionCode": "", "debtorAgent": "", "internalTransactionId": "", "payeeName": "", "date": "" }] } ```

Additionally, in the error handling for GoCardless, there is a catch all for unclassified errors that prints the entire stack trace to the console.

https://github.com/actualbudget/actual/blob/36c40d90d2fe09eb1f25a6e2f77f6dd40638b267/packages/sync-server/src/app-gocardless/app-gocardless.js#L263-L264

Our bank was offline today for maintenance which threw a 503 error from Gocardless. The entire response payload was dumped to console, which includes the Bearer tokens for accessing GoCardless:

```java Something went wrong ServiceError: Institution service unavailable at handleGoCardlessError (file:///app/src/app-gocardless/services/gocardless-service.js:59:13) at Object.getTransactions (file:///app/src/app-gocardless/services/gocardless-service.js:530:7) at process.processTicksAndRejections (node:internal/process/task_queues:95:5) at async Object.getNormalizedTransactions (file:///app/src/app-gocardless/services/gocardless-service.js:267:26) at async file:///app/src/app-gocardless/app-gocardless.js:186:13 { details: h [AxiosError]: Request failed with status code 503 at te (file:///app/node_modules/nordigen-node/dist/index.esm.js:13:914) at IncomingMessage.<anonymous> (file:///app/node_modules/nordigen-node/dist/index.esm.js:17:16315) at IncomingMessage.emit (node:events:529:35) at endReadableNT (node:internal/streams/readable:1400:12) at process.processTicksAndRejections (node:internal/process/task_queues:82:21) { code: 'ERR_BAD_RESPONSE', config: { transitional: { silentJSONParsing: true, forcedJSONParsing: true, clarifyTimeoutError: false }, adapter: [ 'xhr', 'http' ], transformRequest: [ [Function (anonymous)] ], transformResponse: [ [Function (anonymous)] ], timeout: 0, xsrfCookieName: 'XSRF-TOKEN', xsrfHeaderName: 'X-XSRF-TOKEN', maxContentLength: -1, maxBodyLength: -1, env: { FormData: [Function: _] { LINE_BREAK: '\r\n', DEFAULT_CONTENT_TYPE: 'application/octet-stream' }, Blob: [class Blob] }, validateStatus: [Function: validateStatus], headers: T [AxiosHeaders] { Accept: 'application/json', 'Content-Type': 'application/json', 'User-Agent': 'Nordigen-Node-v2', 'Authorization': 'Bearer eyJ0eXAi... (the full token is in the response)', 'Accept-Encoding': 'gzip, compress, deflate, br' }, method: 'get', url: URL { href: 'https://bankaccountdata.gocardless.com/api/v2/accounts/<Account id Was Here>?date_from=2024-12-22', origin: 'https://bankaccountdata.gocardless.com', protocol: 'https:', username: '', password: '', host: 'bankaccountdata.gocardless.com', hostname: 'bankaccountdata.gocardless.com', port: '', pathname: '/api/v2/accounts/<Account id Was Here>/transactions', search: '?date_from=2024-12-22', searchParams: URLSearchParams { 'date_from' => '2024-12-22' }, hash: '' }, data: undefined }, ``` And quite a few pages more.

### PoC - Setup an Actualbudget server inside of Docker. In this instance I was using the Docker Compose script posted in the repository: https://github.com/actualbudget/actual/blob/master/packages/sync-server/docker-compose.yml - Link a gocardless account to Actualbudget and sync a bank account - Observe in the container using `docker logs actual-actual_server-1 -f` that sensitive details are logged to the console and ingested by docker.

### Impact Information disclosure. The services are available both on-premises and in environments that are not under the control of the end user, such as third-party providers who offer this application as a managed solution.